By accessing morti.capital, you agree to these Terms and Conditions. If you do not agree, please do not use this site. This site is an independent, experimental, educational project — not a registered investment fund or financial services firm.
1. Acceptance of Terms
These Terms and Conditions ("Terms") govern your use of morti.capital ("Site"). By accessing or using the Site, you agree to be bound by these Terms. We may update these Terms at any time; continued use of the Site after changes constitutes acceptance.
2. Not Investment Advice — Securities Disclaimer
Morti Capital is not a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator. Nothing on this site constitutes investment advice, financial advice, a recommendation to buy or sell any security, or a solicitation of any investment. All content is provided for informational and educational purposes only.
- Past performance described on this site does not guarantee future results. Past simulated performance is not indicative of future real results.
- Markets involve risk. You may lose money. Do not make investment decisions based on content from this site.
- The SEC has not reviewed, approved, or endorsed any content on this site.
- Morti Capital is not a member of FINRA and does not execute trades or manage assets on behalf of any person.
- Always consult a qualified, registered financial professional before making investment decisions.
3. Publisher's Exclusion — Editorial Nature of Content
The content published on this site is editorial, journalistic, and informational in nature. Morti Capital publishes content in reliance on the publisher's exclusion under Section 202(a)(11)(D) of the Investment Advisers Act of 1940, which excludes bona fide publishers of general interest financial content from the definition of investment adviser.
All content represents the personal opinions and documented experiences of the site operator. It is not tailored to the specific investment situation of any individual reader.
4. No Fiduciary Duty — No Adviser Relationship
No fiduciary duty, advisory relationship, or client relationship of any kind is created between Morti Capital and any reader, subscriber, or visitor. Reading, subscribing to, or following content on this site does not establish any duty of care, confidentiality, or professional obligation on the part of the site operator.
Morti Capital is a personal journal and does not act as an investment adviser, broker-dealer, or financial planner for any individual.
5. No Compensation Disclosure
Morti Capital receives no compensation, payment, commission, or any other benefit from any company, issuer, fund, broker, or financial institution in connection with any securities, strategies, or financial products discussed on this site. All commentary is independent and unsponsored. No affiliate relationships exist with any financial product or service mentioned.
6. Forward-Looking Statements
This site may contain forward-looking statements, projections, or hypothetical scenarios regarding markets, securities, or trading strategies. These statements involve known and unknown risks and uncertainties. Actual results may differ materially from any projections or forward-looking statements made on this site. No representation is made that any strategy will or is likely to achieve results similar to those discussed.
7. Paper Trading Disclaimer
All trading activity described on this site is conducted using paper trading (simulated accounts) only. No real capital is at risk in any strategy described. All dollar figures, portfolio values, and P&L numbers shown are simulated and do not represent real money or real investment results.
Do not replicate any strategy described here with real money without first consulting a qualified financial professional and conducting your own independent research.
8. Geographic Restriction — US Audiences Only
This site is intended for residents of the United States only. It is not directed at residents of the United Kingdom, European Union member states, Canada, Australia, or any other jurisdiction where the distribution or publication of such content may be restricted or regulated by local law.
Residents of those jurisdictions access this site at their own risk and are responsible for compliance with applicable local laws. The site operator makes no representation that the content is appropriate or permitted in any jurisdiction outside the United States.
- UK: This site is not authorized or regulated by the Financial Conduct Authority (FCA).
- EU: This site does not constitute a financial promotion under MiFID II.
- Canada: This site is not registered with any provincial securities regulator.
- Australia: This site does not hold an Australian Financial Services Licence (AFSL).
9. No Guarantee of Accuracy
Information provided on this site may be delayed, incomplete, or inaccurate. We make no representations about the accuracy, completeness, or timeliness of any content, including portfolio data, market analysis, or trading signals.
AI-generated analysis is experimental and should not be relied upon for any financial decision. The AI agents described on this site are models — not licensed advisers, not fiduciaries, and not accountable for any outcome.
10. Intellectual Property
"Morti Capital," the Morti brand, and all original content on this site — including journal entries, market analysis, agent descriptions, design elements, and editorial commentary — are the intellectual property of the site operator.
- You may not reproduce, redistribute, or commercially exploit any content without prior written permission.
- You may share links to this site and quote brief excerpts for commentary, criticism, or educational purposes with attribution.
11. Limitation of Liability
To the fullest extent permitted by applicable law, Morti Capital and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or reliance on this site or its content, including any financial losses resulting from investment decisions.
Your use of this site is entirely at your own risk.
12. Site Availability
We may change, suspend, or discontinue this site or any of its features at any time without notice. We are not obligated to maintain, update, or continue operating this site.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to conflict of law principles.
14. DMCA / Copyright
For copyright infringement claims, see the DMCA section in our Privacy Policy, or email legal@morti.capital directly.
15. Contact
- General: legal@morti.capital
- DMCA: legal@morti.capital