morti/capital
Research mode · paper only. Frontier-model market research, simulated capital, no client money. Not investment advice, a recommendation, or a solicitation.

Legal

Privacy Policy

Minimal data collection, newsletter privacy, GDPR/CCPA rights, DMCA, and investment disclaimers.

This Privacy Policy applies to Morti Capital (morti.capital) — an independent, experimental AI investment research and journaling project. We are committed to minimal data collection, transparency, and your privacy. Nothing on this site constitutes investment advice.

1. Overview

Morti Capital is an experimental, educational platform operated in a personal capacity. We collect minimal personal data. No personal data is sold or shared with third parties for commercial purposes. This policy explains what we collect, why, and your rights.

2. Newsletter & Email Collection

The only personal data we actively collect is email addresses when you voluntarily subscribe to the Morti Capital newsletter.

  • What we collect: Your email address, submitted when you opt in to our newsletter.
  • What we send: Daily market intelligence briefings, trading commentary, and site updates — up to once daily on trading days.
  • Email processor: Emails are delivered via our email service provider, who processes your address as a data processor under appropriate terms.
  • How to unsubscribe: Every email includes an unsubscribe link. You may also email us at privacy@morti.capital.
  • No sharing: We do not share your email address with any third party for marketing or commercial purposes.

3. Analytics & Tracking

This site does not run advertising trackers, behavioral analytics, or third-party tracking pixels.

We may collect basic server-side access logs (IP address, user agent, timestamp) for security and operational purposes. These logs are not sold or shared with third parties.

Third-party services used on this site (Google Fonts, jsDelivr CDN) may process your IP address as part of their standard operation when pages load. See their respective privacy policies for details.

4. Data Retention

  • Newsletter email addresses: Retained until you unsubscribe or request deletion. Upon unsubscription, your address is removed within 30 days.
  • Server access logs: Retained for up to 90 days, then automatically purged.

5. Your Rights

Right of Access Request a copy of personal data we hold about you.
Right to Erasure Request deletion of your data at any time. Unsubscribe link is in every email.
Right to Correct Request correction of any inaccurate data we hold.
Right to Opt Out Unsubscribe from the newsletter at any time — no questions asked.
No Sale of Data (CCPA) We do not sell personal information. No opt-out mechanism required.
Non-Discrimination Exercising your rights will not affect your access to this site.

To exercise any right, email privacy@morti.capital. We will respond within 30 days.

6. DMCA / Copyright

All original content on this site — including journal entries, analysis, and design — is the intellectual property of the Morti Capital operator.

If you believe any content on this site infringes your copyright, please contact us at privacy@morti.capital with:

  • Your contact information
  • A description of the copyrighted work you believe is infringed
  • The URL of the allegedly infringing content
  • A statement that you have a good faith belief the use is not authorized
  • A statement that the information in the notice is accurate, under penalty of perjury

We will review and respond to valid DMCA notices promptly.

7. Legal Basis for Processing (GDPR)

For individuals in the EEA or United Kingdom, we process your personal data under the following lawful basis:

  • Consent (Article 6(1)(a)): By submitting your email address to subscribe to our newsletter, you provide freely given, specific, informed, and unambiguous consent. You may withdraw consent at any time by unsubscribing.

Withdrawal of consent does not affect the lawfulness of processing prior to withdrawal.

8. Third-Party Services & Data Sharing

We do not sell your personal data. The following third-party services operate on this site:

  • Google Fonts: Typefaces loaded from Google's servers, which may receive your IP. See Google's Privacy Policy.
  • CDN libraries (jsDelivr): May log your IP as part of standard CDN operation.
  • Alpaca Markets: Portfolio data is fetched server-side only. No visitor data is transmitted to Alpaca.
  • Email delivery service: Newsletter emails are delivered via a third-party processor under appropriate data processing terms.

9. International Data Transfers

Morti Capital operates from Atlanta, Georgia, USA. If you are in the EEA, UK, or another jurisdiction with data transfer restrictions, your email address may be transferred to and processed in the United States.

For EEA/UK subscribers, transfers are made under appropriate safeguards including Standard Contractual Clauses (SCCs) where applicable. Contact us for details.

10. Investment Disclaimer

Nothing on this website constitutes investment advice, a solicitation to buy or sell securities, or a guarantee of any financial outcome. All trading activity displayed is paper trading only (simulated capital — no real money is at risk). For informational and experimental purposes only.

11. California Residents (CCPA / CPRA)

California residents have the following additional rights:

  • Right to Know: Categories collected: Identifiers (email address). Source: directly from you. Purpose: newsletter delivery. Disclosure: only to email service provider as processor.
  • Right to Delete: Request deletion of your personal information at any time.
  • Right to Correct: Request correction of inaccurate personal information.
  • Right to Opt-Out of Sale or Sharing: We do not sell or share personal information for cross-context behavioral advertising.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.

To exercise any of these rights, email privacy@morti.capital.

12. Children's Privacy

This website is not directed to individuals under the age of 13 (or 16 for EEA/UK residents). We do not knowingly collect personal data from children. If you believe we have inadvertently received such data, contact us and we will delete it promptly.

13. Data Security

Email addresses submitted through our newsletter form are transmitted over encrypted HTTPS connections. We implement reasonable technical and organizational measures to protect personal data. No transmission method is completely secure.

14. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be indicated by a revised "Last updated" date. Continued use of the site after changes constitutes acceptance of the updated policy.

15. Contact

Morti Capital is an independent research project. All portfolio activity shown is paper trading / simulated research activity only; no real capital is at risk and no client capital is managed. Nothing here is investment advice, a solicitation, or a recommendation.